Private client insurance

Protect your assets

Understanding the challenges of high-net-worth insurance

Pain points

High-net-worth individuals face unique risks when it comes to personal insurance:

Inadequate standard policies

Off-the-shelf insurance often fails to provide adequate coverage for high-value homes, vehicles, and assets.

Complex asset portfolios

Managing multiple properties, vehicles, and collections requires a cohesive insurance strategy.

Global exposure

International travel and overseas property ownership introduce additional risks.

Specialist valuations & claims

High-value assets require accurate valuations and expert handling in the event of a claim.

Our solution

At WillU, we specialise in:

Luxury vehicle insurance

Protecting high-performance, classic, and luxury vehicles requires more than a basic auto policy. We offer:

Agreed value cover for prestige cars

Coverage for rare and collectible vehicles

European & worldwide driving extensions

High-end home insurance

Your home is more than just a residence - it’s a significant investment. Our bespoke policies cover:

Full rebuild cost coverage for high-value homes

Protection against damage, theft, and unforeseen disasters

Worldwide coverage for contents, fine art, and jewellery

Enhanced security requirements and risk assessments

High-value asset insurance

Your prized possessions deserve the best protection. We provide specialised coverage for:

 Fine art, antiques, and collectibles

Luxury watches and jewellery

Wine cellars and rare spirits collections

Yachts and private aircraft

The value we add

Tailored protection

We assess your assets and create a bespoke insurance plan that ensures full coverage.

Exclusive market access

We partner with specialist insurers who understand the needs of high-net-worth clients.

Discreet & personalised service

A dedicated account manager ensures a seamless and confidential experience.

Effortless claims process

In the event of a loss, we handle the complexities on your behalf to secure a swift resolution.

Frequently Asked Questions

How do I ensure my luxury home is properly insured?

Standard home insurance policies may not reflect the true value of a high-end property. We conduct a thorough valuation and provide tailored coverage to protect against risks like underinsurance, high-value contents, and unique architectural features.

What’s the benefit of agreed-value coverage for my luxury car?

Unlike standard auto insurance, which depreciates vehicle value over time, agreed-value coverage ensures you receive a pre-agreed payout in the event of total loss, preserving the full value of your investment.

Can I insure my high-value assets under a single policy?

Yes – we offer comprehensive policies that cover multiple asset categories, simplifying your insurance management while ensuring every item is adequately protected.

Does my home insurance cover my valuable jewellery and artwork?

Standard home policies may impose limits on valuable items. Our high-end home insurance provides worldwide coverage for jewellery, fine art, and collectibles, ensuring full protection.

How do you handle insurance for international assets?

Whether you own properties abroad or travel frequently, we provide worldwide insurance solutions that cover your lifestyle seamlessly, no matter where you are.