Life & health insurance

Give you and your family peace of mind

Insurance tailored to your circumstances

Pain points

Life is unpredictable, and having the right life and health insurance policies in place ensures that you and your family are financially secure in case of illness, injury, or the unexpected. However, sourcing the right coverage comes with a number of challenges:

Confusing policy options
With so many different policies, providers, and coverage levels available, it can be difficult to determine which one is the right fit for you.
Understanding what’s covered
Many people struggle to interpret policy terms, exclusions, and conditions, making it hard to know whether they’re fully protected.
Which provider to trust?
With so many insurers claiming to offer the best coverage, it’s difficult to know which ones are reputable and provide the best service.
Keeping up with changing needs
As life circumstances change, such as starting a family or retiring, insurance needs evolve – but not all providers offer flexible policies that adapt with you.

Our life insurance solutions

Term life insurance
Provides financial protection for your family if something happens to you within a set term.
Whole of life insurance
A lifelong policy that ensures a payout whenever it’s needed.
Critical illness cover
A lump sum payout if you’re diagnosed with a serious condition like cancer, heart disease, or stroke.
Income protection
Helps replace lost income if illness or injury prevents you from working.
Family & mortgage protection
Policies designed to secure your family’s future and cover outstanding debts.

Our health insurance solutions

Fast-track treatment
Skip NHS waiting lists and get access to private hospitals, specialists, and treatments.
Virtual GP services
Speak to a doctor 24/7 from the comfort of your home.
Mental health support
Many plans offer access to counselling, therapy, and stress management services.
Access to alternative therapies
Including physiotherapy, osteopathy, chiropractic care, and acupuncture.
Worldwide medical coverage
Some policies provide international health insurance for frequent travellers.

Additional benefits

Many of the life and health insurance policies that we broker come with additional benefits:

  • 24/7 virtual GP services
  • Mental health support
  • Wellness programmes
  • Discounted gym memberships
  • Health assessments and screenings
  • Family and dependent coverage options

The value we add

Market review
We are a whole-of-market broker meaning that we work with all insurers to source the best terms for you.
Tailored coverage
Policies designed around your needs, ensuring no unnecessary extras or hidden costs.
Independent advice
We’re not tied to any one provider, meaning we find the best policy for you.
Expert guidance
We help you understand your options and make the right decision.
Ongoing support
We assist with claims, policy updates, and changes as your needs evolve.

Frequently Asked Questions

Prices vary based on factors like age, lifestyle, and level of cover. We compare policies to find the best option within your budget.

While life insurance is crucial for those with families, it can also cover debts, funeral costs, and ensure financial security for loved ones.

Some insurers may cover pre-existing conditions, while others offer policies with exclusions or waiting periods. We’ll help you find the best solution.

Private health insurance reduces waiting times, offers access to specialists, and provides higher-quality hospital care.

That’s where we come in! Our team will guide you through your options and recommend the best policy based on your needs and circumstances.

Ready to consolidate your financial services?