CES M&E Services
- Company name: CES M&E Services
- Company size: 11- 25 employees
- Industry: Construction
- Location(s): London & Essex

About
CES M&E Services are a specialist mechanical and electrical contractor serving the construction industry across London and the South East. With a growing team and a portfolio of high-profile projects, CES needed a more modern, cost-effective way to manage their employee benefits and financial services.
The challenge
As the business grew, CES recognised that their existing arrangements for employee benefits and director-level protection needed review. Some agreements hadn’t been updated in years, and the company wanted to ensure they were offering competitive benefits while keeping control of costs.
With no in-house HR team and limited time for financial admin, they also needed a simpler way to manage and communicate their offering to staff.
Our solution
We worked with CES to streamline and modernise their employee benefits and financial protection strategies – starting with a full review of their healthcare, pensions, and business protection.
By aligning each service with the company’s structure and goals, we helped them enhance value, reduce costs, and bring everything into one easy-to-manage platform for both employees and leadership.
Health insurance
CES had been with the same private medical insurance provider for several years. We conducted a market review and sourced a more competitive scheme with a leading insurer. The switch saved the business money on premiums while improving cover for employees – without any disruption to access or benefits.
Business protection
Following the success of the healthcare review, we designed and implemented a full suite of director-level protection. This included shareholder protection policies, relevant life cover for tax-efficient life insurance, and key person protection to ensure the business is safeguarded against the loss of essential personnel. The new arrangements were tailored to CES’s company structure and ownership model.
Pension
We helped CES transfer their workplace pension scheme to Smart Pension -a provider known for its user-friendly digital platform and strong member engagement. This made it easier for employees to understand and manage their retirement savings, while reducing administration for the company.
WillU Wallet
To bring everything together and boost employee engagement, we rolled out the WillU Wallet app across the business. This gave all staff access to their benefits, insurance, and pensions in one place, supporting their financial wellbeing and making it simple to see the full value of what CES provides.

